Yes. The Fair Credit Reporting Act (FCRA) states that persons with specific knowledge are allowed to furnish accurate information to consumer-reporting agencies. ProviderWatch is consumer-reporting agency that operates in compliance with the Fair Credit Reporting Act. Feel free to read the Fair Credit Reporting Act to become familiar with its contents. Read and understand our Terms of Use to make sure you understand your rights and responsibilities when reporting unpaid childcare bills to ProviderWatch.